INVESTMENT BOND WITHDRAWAL SIMULATOR
Use the calculator to assess the effect of investment risk when taking regular withdrawals from an Investment Bond.
Original Investment (£)
Percentage Withdrawals (p.a.)
0%
1%
2%
3%
4%
5%
6%
7%
8%
9%
10%
11%
12%
13%
14%
15%
16%
17%
18%
19%
20%
21%
22%
23%
24%
25%
26%
27%
28%
29%
30%
31%
32%
33%
34%
35%
36%
37%
38%
39%
40%
41%
42%
43%
44%
45%
46%
47%
48%
49%
50%
51%
52%
53%
54%
55%
56%
57%
58%
59%
60%
61%
62%
63%
64%
65%
66%
67%
68%
69%
70%
71%
72%
73%
74%
75%
76%
77%
78%
79%
80%
81%
82%
83%
84%
85%
86%
87%
88%
89%
90%
91%
92%
93%
94%
95%
96%
97%
98%
99%
100%
101%
102%
103%
104%
105%
106%
107%
108%
109%
110%
111%
112%
113%
114%
115%
116%
117%
118%
119%
120%
Annualised Return (p.a.)
0.25%
0.5%
0.75%
1%
1.25%
1.5%
1.75%
2%
2.25%
2.5%
2.75%
3%
3.25%
3.5%
3.75%
4%
4.25%
4.5%
4.75%
5%
5.25%
5.5%
5.75%
6%
6.25%
6.5%
6.75%
7%
7.25%
7.5%
7.75%
8%
8.25%
8.5%
8.75%
9%
9.25%
9.5%
9.75%
10%
Volatility (p.a.)
0%
0.5%
1%
1.5%
2%
2.5%
3%
3.5%
4%
4.5%
5%
5.5%
6%
6.5%
7%
7.5%
8%
8.5%
9%
9.5%
10%
10.5%
11%
11.5%
12%
12.5%
13%
13.5%
14%
14.5%
15%
15.5%
16%
16.5%
17%
17.5%
18%
18.5%
19%
19.5%
20%
20.5%
21%
21.5%
22%
22.5%
23%
23.5%
24%
24.5%
25%
25.5%
26%
26.5%
27%
27.5%
28%
28.5%
29%
29.5%
30%
30.5%
31%
31.5%
32%
32.5%
33%
33.5%
34%
34.5%
35%
35.5%
36%
36.5%
37%
37.5%
38%
38.5%
39%
39.5%
40%
40.5%
41%
41.5%
42%
42.5%
43%
43.5%
44%
44.5%
45%
45.5%
46%
46.5%
47%
47.5%
48%
48.5%
49%
49.5%
50%
Number of years to calculate
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
If fund value at any five year anniversary falls below the the fund value five years ago, optionally decrease withdrawals by (x) %
0%
1%
2%
3%
4%
5%
6%
7%
8%
9%
10%
11%
12%
13%
14%
15%
16%
17%
18%
19%
20%
21%
22%
23%
24%
25%
26%
27%
28%
29%
30%
31%
32%
33%
34%
35%
36%
37%
38%
39%
40%
41%
42%
43%
44%
45%
46%
47%
48%
49%
50%
51%
52%
53%
54%
55%
56%
57%
58%
59%
60%
61%
62%
63%
64%
65%
66%
67%
68%
69%
70%
71%
72%
73%
74%
75%
76%
77%
78%
79%
80%
81%
82%
83%
84%
85%
86%
87%
88%
89%
90%
91%
92%
93%
94%
95%
96%
97%
98%
99%
100%